Tips for parents studying abroad

Your son or daughter decided to take advantage of studying in a foreign country. This is a very useful and exciting opportunity for your child. However, you and your husband may cause the load of anxiety, stress, anxiety and uncertainty. While studying abroad is popular among American students, their parents often think the worst, while their children are hundreds of miles away, whether it be for a few weeks or a semester.

Be sure to keep the line of communication between you and your child. Your son or daughter may feel a great sense of independence, since he is in a completely separate from your country. However, it is important to tell your child that you need to communicate frequently. Mobile phones work differently when you are abroad. Find out what would be best for your child. personal cell phone will be cheaper to bring your child and buy international phone card? Would you prefer him or her to buy an international phone? Will you talk to through video chat on their laptops or interrupts sending emails? Is there a way to be able to call each other, unable to endure high bills – it should discuss and plan ahead of time. Give your child know that you still want to be updated by e-mail or web-chat, so he can tell you about your day. By doing this, your child will think that you just very exciting and seeks to be aware that he or she did and learned. In reality, however, even though you're interested, you really just want to hear from them, to know that they are safe and healthy!

There are two aspects of the travel safety, you should discuss with their son or daughter. First revise any brochures that your child might get a training program abroad and the country in which he or she will learn. Training programs are often abroad give students tips on travel safety, which warn them of thieves and people who pick pocket and specifically target the tourists. Look at any program material relating to security.

The second safety aspect to consider – your child's health. Ask him or is included in the health insurance costs of students studying abroad. If not, you should suras & # 39; ozna consider buying an insurance plan, such as health insurance US study. Medical insurance of US students studying abroad may be required, depending on where your student is learning. In addition, health coverage will help cover the costs of any possible medical assistance he may need to get abroad.

If there is no such thing as a universal health care or some medicine, which is funded by public funds, medical bills without insurance can cost thousands of dollars, and you and your child will be fully responsible for paying the entire cost of these accounts. Therefore, if your child needs medical attention or he needs to visit the hospital or doctor, for whatever reasons, it is very important to have a plan for how the US health insurance study.

Global health insurance for the security and protection of your favorite

If you for some reason have never left their home country, probably you never heard of global medical insurance, but it's important if you ever travel.

Basic health situation and the minor problems that require medical care abroad may not apply to policies in your country.

If you are reading a newspaper or watching TV, you know that a lot can happen, if you are traveling around the world. Terorystychnyya conspiracy to kidnap and damage to the world's travelers are well fixed and the mechanical failures of transit vehicles are too often locked in the news. Go abroad for any reason can be dangerous.

Global health insurance is not new, but people hardly think until needed. If you suddenly for any reason need to & # 39; to leave the country, you can apply for and obtain a protective coating immediately over the Internet and print the insurance card to the printer.

Take some time to figure out what type of coverage you need, before you apply, because there are many different additions and exclusions that you should take into consideration. You can get a policy that may include important items, such as terrorist attacks, death and dismemberment, kidnapping and many other situations.

It is possible that something could happen to you at any time travel. This is especially true of certain foreign countries. If you check online, you will find policies that can be effective for one day, for three months or more. You only pay for the time you are traveling and you choose the coverage options that you feel are most important for your protection and your family & # 39; and.

If you are a & # 39; Ride of the country for any reason, consider the coverage of the world of health insurance for the time you'll be home.

Travel insurance

Travel insurance provides protection against problems with travel, such as travel expenses for rest of adverse events such as cancellation and interruption. It also compensates for medical expenses, loss of property and damage to the transit. Travelers are compensated if they have to cancel or interrupt the trip; they will also be covered if they need urgent medical assistance, evacuation and other situations.

The main categories that cover travel insurance, with the & # 39 are the delay and cancellation, including folding, medical reasons, including health and medical reasons, medical evacuation. It also pays if the traveler's death in a plane crash, common carriers and accidental death. The last category – the loss of or damage to personal effects, such as loss of luggage, damage to the car and assistance services. The cost of insurance for travel is based on the amount of travel and trip values. You can buy travel insurance in a travel agent or tour operator.

Travel insurance is designed to compensate for everything that can go wrong if you are visiting. It covers all things: canceling the trip and lost luggage. Before from & # 39 porch on vacation, make sure that you have adequate insurance. Sometimes vacations are worth thousands of dollars, so it is important to have adequate insurance coverage. There are four main types of travel insurance. The first – trip cancellation insurance, which compensates you money if the cruise line or tour operator will not work. It will also provide coverage if you have to cancel your trip due to illness, death in the family & # 39; and or other disaster listed in the policy. The second – the insurance of luggage or personal belongings that provide coverage if your personal belongings lost, stolen or damaged during the trip. Emergency medical assistance is provided by the insurance and medical assistance to travelers. This will be covered if you have to climb the mountain because of skiing or hiking, or if you have a long time to be in a foreign hospital. It will also provide cover if you & # 39 Sur; ozna sick or injured and need to be brought home. Last – insurance against accidental deaths, which provides a variety of coverage if you or a family member of the & # 39; and dies on the trip. If other financial regulations you have a good life insurance plan or provide for your loved ones this can be a duplication of insurance.

There are several insurance providers that offer insurance to suit your needs. You can contact them directly and enter them websites.

The reasons that you can not travel without insurance

You may think that you have packed everything right and everything is ready for your upcoming trip, but, unfortunately, you do not. Peramottse back and see what you missed amid the noise and excitement of the trip.

Unfortunately, a lot of hard-core for the first time travelers underestimate the value of travel insurance. You will always witness travelers who justify their decision, claiming that it is only an additional expense of travel, which can be easily avoided if there are so many.

Simply put, if you think you can not afford travel insurance, you're just not ready to travel. There are various advantages of buying insurance coverage. Let's see what the total insurance coverage.

1. Evacuation and Emergency

Even if you consider yourself to be fully fit to travel, adversity can always be a part of your trip. Because they can sometimes be extremely difficult, it is better to be prepared for any such circumstances. You, unfortunately, can get into an accident. Since the treatment is not always available, you need to coordinate medical evacuation. This can often turn into a nightmare if you are in a foreign land, where everything seems a stranger. Buying travel insurance, you do not have to worry about it. A typical type of cover evacuation, emergency dental care and medical expenses.

2. cancellations

They also often come in a package, despite the fact they do not want visitors. Life sometimes can be very unpredictable. You may be happy to plan your trip in a month. Perhaps all may go well. However, imagine that you are suffering from bad or a very close relative dies. Since you will not be able in addition to trip cancellation, incur any financial loss would be grief. Your program of travel insurance would cover it and improve your pain well.

3. Personal belongings

In the modern world is a sad truth that many of us care more about their personal identity, than about health. That's why buying travel insurance can seem very attractive to travelers. In case of insurance you will have to worry less the next time you or your baggage is late replacement. Imagine that you had lost her purse on the tour of the famous site, and along with it will lose insulin and prescription. Because you need immediate access to him, insurers will help you in urgent requirements.

4. Personal responsibility

We are all prone to endless mistakes, especially when we least expect it. In this case, a third party can create a lot of chaos for injuries or damages caused by you. If you accidentally cause harm to a person or their property, your insurance benefits will move loss in your place.

It is most often a & # 39 is the most difficult point of insurance and it must be understood deeply before you agree to any such measure.

So next time you find that your plans will be strange to take the time to introduce a few situations.

What happens if you have a life time on a beach holiday, when suddenly comes a hurricane, and you should as soon as possible to evacuate?

What would you do if a foreign trip will steal your wallet and passport? Or even worse, your airline goes bankrupt. Since the costs are non-refundable, how do you get help?

Travel Insurance – 5 Tips to avoid large accounts abroad

Nowadays, travelers are usually more experienced about the importance of obtaining insurance coverage prior to the visit. Most travel is likely to take place effectively, but for some reason there is a chance, as well as the risk to destroy the much-needed rest.

A number of road accidents and difficulties prevailed in the news a few years earlier, and the importance of travel insurance coverage, as well as knowledge of your privileges, in any case, was not significantly greater in individual minds. Here are some tips on which you can think twice before to plan your next trip:

offer number 1 – Make sure that the travel cover policy covers all of your planned activities

Not only all the activities usually covered all the recommendations below, so it's really important. If you go on vacation again and you decide to engage in the fresh air to those enabled, you can find them if you do not shoot a single coat for the trip. However, beware of road surfaces, which served inexpensive, or arise as a motivation, because the amount of coverage decreased – or positive balance (total amount that you spend on the requirement). Your travel policy coverage will include a summary of the critical activities such as elephant trekking, scuba diving, bungee jumping, etc. In no case do not judge that all is actually protected automatically!

Council absolutely not. 2 – Make sure your plan includes a sufficient number of health care, liability and legal costs

If you chose a terrible mistake in the abdomen, it may call you to the hospital. If you go and break a leg or get a significant injury, it can cause a very large medical costs. If a person has a problem with another person, you can be held responsible, as well as to bear the legal costs. If the injury will lead to medical repatriation to create you in an atmosphere of emergency medical care, the requirement of additional seats near the aircraft and / or medical support can cost you a lot of money. Your consulate and even the airline does not cover these costs. Someone has to pay the same as – without insurance – that someone is a man or your own without knowing loved ones or family members & # 39; and.

As well as adequate insurance for the travel and health, always make sure that your plan includes air ambulance and medical repatriation. This is really vital.

Payment for emergency assistance, which creates you in the UK to destinations can potentially cost more money alone, and include a staggering 50,000 pounds in the US! If it is necessary, in order to fly home on a stretcher with medical satellite, the cost of nearby places really rest can be almost because it is financially risky.

Council absolutely not. 3 – Get yourself a European health card health insurance

If you live in an EU country and therefore are coming to Europe, consult this free medical European Health Insurance Card (EHIC) and make it to the man. Depending on the country, it gives you the right to free and compulsory, or even reducing the cost of the crisis processes on a unified basis, as a citizen of this country, in the civil service (in fact, not private). EHIC should not be used instead of a travel insurance coverage, but it can save a large amount of cost and inconvenience, if you get yourself hurt or sick while traveling. You have to realize how EHIC is not covered by anything other than medical emergencies. It does not cover repatriation to the UK and even the costs of emergency medical care. You will need a travel insurance to cover a number of difficulties in traveling, such as a medical emergency, a permanent cure, lost luggage, missed flights, scheduled flight, and so on.

Council absolutely not. 4 – Study your options!

Studies show that a couple of people actually take time to learn the laws of the neighborhood, as well as the customs of the destination country before you call them. Awareness associated with potential problems, it can save a lot of expenses, as well as grief. For example, if you understand the rules, in which your country is for any adult traveling with the child? Do you know any non-prescription medicines you can and can not legally import into the country? What are the basic rules of the road to move abroad? Buying a good guide on the journey or even invested time reviewing the advice of travel on the Internet, for example, foreign jobs site can help you avoid falling victim of fraud or arrested or even fined for breach of local laws. just did not know.

offer number 5 – Take the Consulate / Embassy of attention, as well as the amount of fast

Before people are traveling, why do not you have programmed crisis number on your mobile phone and additionally supported their e-mail together with a paper paperwork. The presence of the sum for the adjacent emergency providers, programmed on your mobile phone, can save time in case the thief or accident – and save lives. Think about registering with a foreign workplace & # 39; Find & # 39; support to allow higher power to help you in case of an emergency situation (or your own government is equal to). Their assistance in contact with friends and relatives will be very useful lifeline, if necessary, and will save you time, aggravation and expense.

Time for you to be experienced travelers but savvy 1. Why not pass these pointers to their friends and relations. Shit to them to get insurance on traffic insurance and fulfill all that are able to protect themselves and avoid unnecessary and hefty bills for the trip.

The importance of travel insurance for your holiday

We all plan our wonderful vacation, and we plan to have fun and be entertained with the enjoyment of the best leisure facilities. Travelers often ignored issue travel insurance. However, if you want to enjoy a relaxing holiday, the most important thing – to ensure your vacation, come to the right track of insurance. Travel insurance can help you when you need it most. This is as important as health insurance.

Get the proper insurance for the trip, you can enjoy numerous benefits that include financial compensation in the event of a failure on a trip or vacation. Many prefer to book flights or a cruise, long before the tour starts. In such cases, if you are forced to postpone or cancel the possibility of traveling, you will be able to return the money. Going to an adventurous holiday trip, you can get injured or sick. In this case, your normal health insurance may not cover home health problems or injury while traveling. But if you have adequate insurance for travel, you will be able to get financial support for an insurance company that will cover the risk of developing or travmavatstsa during holidays.

Most of the health insurance does not cover all medical situations and needs that you may encounter in a foreign country during the holiday meeting. In that case, if the resting place is in your country, you can feel safe with health insurance. But if you plan to go abroad, it becomes imperative for you to choose the first travel insurance.

Insurance Insurance not only provides financial assistance in casual situations, but also offers many more services, such as providing adequate information to achieve better medical treatment in a foreign country, the organization of health care workers of English, which will help you during an emergency medical assistance and help you in unforeseen circumstances.

What is the European Health Insurance Card?

It is not hard to find a travel insurance. Policy is available at most post offices, banks, construction companies and travel agents. There are also many sites for comparison, you can check if you want to buy online. If you plan to ski or participate in these kinds of risks, like diving or climbing, you may have to pay a higher premium. Check the fine print to make sure you cover the policy before buying.

For citizens living within the EEA (European Economic Area) – you are entitled to free medical care when traveling in the EEA zone (and Switzerland), if you have a real EHIC (European Health Insurance Card). The European Health Insurance Card (EHIC) should not be used as a substitute for the purchase of insurance policies on the road. This article will explain what EHIC spreads, and how to apply for or recover your card.

If you or any of your dependents suddenly taken ill or have an accident during a visit to any EU country (as well as Iceland, Liechtenstein, Switzerland and Norway), available free or reduced ambulance cost (in most cases) in the production of the EHIC.

In 2006 the EHIC replaced the E111 form or card, so if you go somewhere removed E111 in the box, it is not real, so you need to throw it out and order a free EHIC (simple application process).

Remember that only emergency treatment, which is granted by the state, covers EHIC does not cover you for all medical expenses and repatriation, and so it is not out of & # 39 is an alternative insurance insurance (it certainly does not cover the costs associated with the cancellation or scandal your trip. also, it does not cover things like lost luggage, money, etc.). Despite the fact that you are just traveling through Europe, it is advisable to get insurance on the road to cover all possible cases and tranquility.

Few countries pay the full cost of medical treatment, even under reciprocal health care treatment. Therefore, it is advisable to take out insurance on the way, and not just rely on the European Health Insurance Card or EHIC.

Make sure that you apply for your EHIC before traveling to Europe. To apply for a card, you must fill out a form in the booklet "health tips for travelers." from post offices. If you have Internet access, then the easiest way to apply online please visit http://www.dh.gov.uk/travellers.

If you already have an EHIC, remember that he still acted before the trip. Apply or renew it can be free, but they are only valid for five years and can be easily overlooked.

If you are renewing EHIC, you can do it for six months before the expiration of the current card.

Travelers from the UK can get free medical care in many European countries in the preparation of EHIC.

Required to have an EHIC for each member of the family & # 39; and, and all the cards are valid for five years.

Your EHIC will not provide cover if you are traveling abroad to receive medical treatment – may jump all NHS in the UK. European rules are constantly changing, so it is best to check the web site of the Department of Health or call them on +44 (0) 20 7210 4850 (Mon-Fri during 9-5, while in the UK)

How to choose the right luggage for travel

As exciting as the journey can be, it also comes with some stressful aspects. Shlyahanne luggage here and there may be a slight wind, otherwise it may result in your travel stress. The first thing you need to do is to consider your travel style and satisfy these needs when choosing the right tour for your vacation. With this in mind, we have compiled a list of some of the important things you need to consider in advance.

Suitcase or backpack?

In this article, we will mainly focus on the suitcases rather than backpacks:

  • convenience

Maneuvering for airports with more people and traffic, while wearing a lot of weight on not just the back. Suitcases much easier to maneuver the traffic with ease.

  • wheel

Just roll up the luggage with ease. This is our main reason for choosing a suitcase.

  • organization

Backpack makes a special freedom organization. You will have access only to the mechanism of the package, which will have to keep all to reach the bottom of the object. As soon as the cover unpack or open the suitcase it gives the look of all your belongings.

  • impressions

Wear the backpack is not good.

Hard or soft?

You have to choose your luggage to travel according to your needs when traveling. for example; you are traveling on business or pleasure? Do you plan to wear any valuable things that can break easily? Heavy handle is perfect for those who transport items such as expensive camera, or if your vacation will be in areas with tough conditions out & # 39; I. Rigid housing to protect any item, prone to breakage.

Soft luggage is ideal for those looking for extra storage space. Such bags can expand, which makes them ideal for those who want to carry some souvenirs. In addition, the soft covers is easy to fill in the upper compartment.

size

One of the main things that you need to remember – never buy a portable handle, which is greater than can be raised above the head. Furthermore, how long is your vacation? Many people can survive with fewer items than others, but when you visit a foreign place, a smaller carrying more perfect. Before buying the transfer, check the specific requirements of international and domestic airlines.

Some planes allow to transport smaller carry, so it is always better to limit yourself to buying a suitcase the size of 21 x 13 x 9 and aimed at the weight of 15 – 20 pounds.

Here are some popular portable disassembly sizes:

  • International portable size generally 18 – 20 inches
  • The most popular size of carry – 21 – 22 inches – it's a great size, which offers plenty of space, but light enough to be lifted. You can travel for a month without much hassle.
  • If you are traveling with a loved one, the average size would be ideal. Thus, consider buying a 23 – 24 inch towel.
  • For those who like to have the extra space, the 25-27 inches will give you plenty of space to carry your gifts or your clothing. Also, if you rest with your family & # 39; it, it's easy to put all the things in one of the suitcases for easy operation.
  • Size 28 – 32 inches is just too big for a suitcase. It is very cumbersome to maneuver and very difficult. This size is just better suited for those who are planning to move abroad, or those who are thinking of living in another country for a long time.

Sometimes it may be better to buy two smaller suitcases instead of buying a big, heavy. Of course, you have to pay extra, but it will be worth it because you win, do not have to worry about whether, how to kill everything in one bag or charge a fee for overweight, returning home with some souvenirs.

color

It is best to buy a bag with unique prints and colors. Thus, you will easily notice it on the baggage carousel. In addition, you have won the chance error in another bag.

wheel

The choice of wheels comes in two variants; two to four. Two wheels with & # 39 is the most common, as these bags tend to be lighter and easier to manage. You can also easily get a bag on the stairs, without raising her hand. Nevertheless, these types of cases tend to tip over easily.

Four wheels are in a vertical position, making it easy to twist them into the side of a packed and shallow ways, e.g., in the plane.

Look for bags with locking wheels – it will give no opportunity to slide your bag.

material

Always make sure that your luggage has waterproof materials, or he at least treated with a sealant inside to keep your stuff dry. This is very important because sometimes your luggage can be placed on a wet, sticky or dirty surfaces baggage handler.

If your bag NO moisture resistant sealant, just set the top and bottom of your suitcase plastic bags (garbage bag or bag for dry cleaning will be fine). This simple technique will keep your clothes dry, even if your suitcase outside.

straps

Buy a suitcase that comes with adjustable straps. These straps help keep your belongings safe and compressed.

back clip

Have you ever seen those loop clips located at the top of the travel bags? They are called the piggy bank, and they allow the traveler to trim smaller second bag on top of the big – so your stuff will be safe together throughout the trip.

If your computer does not have a towel & # 39; your computer, you can go online and buy it at a reasonable price.

department

Separation will be needed if you want to organize your belongings. for example; Instead, to save a little shampoo or liquid together with the clothes, keep them in the outer pocket (this will prevent the destruction of your clothes in case of a spill). Plus, they will find it easy, if the need arises.

Think ahead when buying health insurance

Buying health insurance plan can be a costly matter, but do not buy it even more expensive when it comes to life. Simply put, if you do not have health insurance, you will have to pay all medical expenses yourself. In the case of emergency medical aid to people it can be difficult to earn enough money in time. In such cases, medical insurance will be helpful.

In India, over the past few years, the health insurance market, as well as travel insurance has increased in size and the buyer. Nowadays even travel insurance plans offer health insurance as part of their benefit package. These types of health insurance plan with a & # 39 are synonymous with insurance proposals for the journey.

Covering a variety of medical expenses in case of emergencies or accidents is provided by a number of medications. Accident insurance, which acts as a driver, provided under the health insurance. People who think that they do not need health insurance – a type that can be under the misconception that they can never get sick and do not suffer. However, accidents or unforeseen circumstances may occur at any time and to anyone. In such circumstances, medical insurance can be useful, especially in case of an emergency.

Typically, the average health insurance plan provides coverage for medical bills, the cost of the hospital room, the cost of minor surgery, laboratory, x-ray, mental health and emergency medical care. In some cases, the health plan may also provide coverage for nursing home care, prescription drugs, and the use of durable medical equipment, eye care and dental care.

In rare cases, the health insurance plan may also provide coverage of educational programs and support groups. Programs to combat drug abuse, smoking cessation or addiction program apply to special types of health insurance. There are complex plans offered to you by your doctor, as the head of relations. If the insured person goes to a hospital, the head of intended relationship will take care of all the formalities and to assist in the treatment.

Cashless services in hospitals – another feature. According to the health plan, the insured receives a card. This card, in turn, will act as if a kind of credit card. After the presentation, the hospital has the right to continue treatment, despite the cash. Then the insurance company will go to cover all hospital costs, based on the conditions stipulated by the medical insurance policy.

Finally, it is wise to purchase a health insurance plan, since emergencies related to health can occur at any time. Most choose the health plan that best suits your needs, and one that can provide you proper coverage of financial risks that can arise as a result of emergencies.

Medical tourism: health benefits of offshore

Medical tourism can be defined as the provision of travel for patients shore in search of a fast, cost-effective and safe medical and surgical procedures. The combination of factors has led many people from industrialized countries to migrate to get quality health care. Causes a & # 39 are a cost problem, the ease and affordability of international travel, long queues unpleasant in many countries and, above all, improvement of technological standards of health care in many countries. And the health sector, and the tourism industry to help facilitate the process in these countries.

medical tourism concept actually dates back to ancient Greece, where pilgrims and patients from all over the Mediterranean & # 39; I have come to the sanctuary of the god of healing, Asklepios, at Epidaurus. In the 18th century, wealthy Europeans from Germany, traveled in the Mediterranean resorts. 21st Century issued a medical tourism industry beyond the wealthy and desperate services of the low cost of treatment and transportation services. Vacation, fun and relaxation together with health care have made medical tourism a common form of recreation.

Medical tourism enables hospitals to use the potential of the international healthcare market, and ultimately use its business. The development of medical technology, an increase of & # 39; transportation volumes and the need for immediate quality care supported the separation of health professionals to become global. Medical tourists travel long distances to search for doctors and world class hospitals. Health professionals around the world are investing to acquire advanced technologies and are sent in the latest medical research. They even provide a favorable non-medical services such as hospitality services, spas and pickup service to facilitate your stay and treatment for an international clientele.

One of the main reasons that medical tourism is attractive to many people, with the & # 39 is that it offers treatment at a relatively low price. Moreover, the health care system in the developed countries are severely congested, and exit for foreign territory for the immediate treatment often & # 39 is the solution to the problem. Medical tourism is popular and & # 39 is widely recognized, because it provides medical care to patients, accompanied by a five-star treatment and exclusive vacations. Thailand and India, with & # 39 is one of the popular destinations for medical tourism. The governments of these countries have successfully had their guide to aid in the development of the medical tourism industry.

India – one of the leading players in the field of medical tourism today. Cosmetic surgery and dentistry is usually what they are looking for medical tourists, but recent studies show that the eye surgery, kidney dialysis and organ transplantation with the & # 39 are among the most common procedures that seek medical vacationers. In particular, India is doing well in surgery on the open heart, the children's heart surgery, bone marrow transplantation and cancer therapy. Hospitals are equipped with the latest electronic and medical diagnostic equipment. Pharmaceuticals also meet the strict requirements of the US Administration Food and Drug Administration and may even match the US health care quality standards.

Marketing on the & # 39 objects with informative site for medical tourism that produce transparent pricing schemes and the availability of advanced medical devices – a trend of the day. As soon as more and more patients from wealthy countries seeking effective options on the beach, medical tourism industry is expanding at a rapid pace. It is known that development can lead to a variety of other economic activities in which the main element is always the quality will remain.