It is not hard to find a travel insurance. Policy is available at most post offices, banks, construction companies and travel agents. There are also many sites for comparison, you can check if you want to buy online. If you plan to ski or participate in these kinds of risks, like diving or climbing, you may have to pay a higher premium. Check the fine print to make sure you cover the policy before buying.
For citizens living within the EEA (European Economic Area) – you are entitled to free medical care when traveling in the EEA zone (and Switzerland), if you have a real EHIC (European Health Insurance Card). The European Health Insurance Card (EHIC) should not be used as a substitute for the purchase of insurance policies on the road. This article will explain what EHIC spreads, and how to apply for or recover your card.
If you or any of your dependents suddenly taken ill or have an accident during a visit to any EU country (as well as Iceland, Liechtenstein, Switzerland and Norway), available free or reduced ambulance cost (in most cases) in the production of the EHIC.
In 2006 the EHIC replaced the E111 form or card, so if you go somewhere removed E111 in the box, it is not real, so you need to throw it out and order a free EHIC (simple application process).
Remember that only emergency treatment, which is granted by the state, covers EHIC does not cover you for all medical expenses and repatriation, and so it is not out of & # 39 is an alternative insurance insurance (it certainly does not cover the costs associated with the cancellation or scandal your trip. also, it does not cover things like lost luggage, money, etc.). Despite the fact that you are just traveling through Europe, it is advisable to get insurance on the road to cover all possible cases and tranquility.
Few countries pay the full cost of medical treatment, even under reciprocal health care treatment. Therefore, it is advisable to take out insurance on the way, and not just rely on the European Health Insurance Card or EHIC.
Make sure that you apply for your EHIC before traveling to Europe. To apply for a card, you must fill out a form in the booklet "health tips for travelers." from post offices. If you have Internet access, then the easiest way to apply online please visit http://www.dh.gov.uk/travellers.
If you already have an EHIC, remember that he still acted before the trip. Apply or renew it can be free, but they are only valid for five years and can be easily overlooked.
If you are renewing EHIC, you can do it for six months before the expiration of the current card.
Travelers from the UK can get free medical care in many European countries in the preparation of EHIC.
Required to have an EHIC for each member of the family & # 39; and, and all the cards are valid for five years.
Your EHIC will not provide cover if you are traveling abroad to receive medical treatment – may jump all NHS in the UK. European rules are constantly changing, so it is best to check the web site of the Department of Health or call them on +44 (0) 20 7210 4850 (Mon-Fri during 9-5, while in the UK)