The European health insurance card and the value of travel insurance

An article posted on the website showed modern confusion about travel insurance. He stressed that over the last year three and a half million British holidaymakers traveling to Europe without covering travel, provided that only the European health insurance card provides proper coverage. So what exactly should a European health insurance card and how it compares with the insurance insurance?

The European Health Insurance Card was introduced in 2006 to replace the E111. The card allows access to the public health in the countries of the European Economic Area, such as Iceland, France and Spain, for a reduced fee, and sometimes even free. Five years later, there is no cost and should be extended, but can not use people who travel abroad with the sole intention of getting treatment.

EHIC covers you if you require medical treatment during the holidays, it can include a woman in childbirth, dialysis and conditions, which may arise as a result of illness or accident, when you are abroad. In addition, if you pay for the treatment, EHIC means that you will be able to regain the price when you return to the UK.

Despite the obvious advantages of the EHIC, it can not substitute for travel insurance. EHIC does not cover you if you need a private health care or attention, which does not have a public health system. It also does not cover any costs for travel, including rescue from the top of the mountain by helicopter, or if you will need to bring back to the UK after the accident. It is also important to note that not all regions of the EEA are bound to have socialized medicine, and later EHIC will not get much use in these areas.

Thus, it is recommended to use the European Health Insurance Card with insurance to tourists, as some insurance companies provide insurance on the road only to customers who already have a EHIC. This is particularly important with the upcoming ski season, and many travelers hoping to hit Piste on Christmas Day, hoping to save as much money as possible.

The truth is that the great scheme of travel on vacation road surface should not be too expensive. Many companies, including the Post Office, offering a 10 percent discount on the Internet, and there are bargains on any type of travelers, regardless of whether you need a one-off trip or annual cover – with optional additions settings of your package if you want to reschedule. skiing or snowboarding.

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